Ellie Kays Living Rich For Less: Create the Lifestyle You Want by Giving, Saving and Spending Smart offers useful tips written in a friendly style. You can pick up this book, skim the chapter titles, and skip to any topic that most interests you. Her book is in no way a dry, scientific tome, but is full of lively ideas, with chapters like Shopping to save: shop till you drop savings in groceries, on clothing and online and chapter 8 The new cool: slashing insurance costs and room-by-room cash savings.Living Rich for Less is also peppered with Ellie Kays Cha Ching money saving tips, like how to dramatically increase miles per gallon for your vehicles, with big cash savings on what you spend on gasoline. She includes a chapter on Giving green: eco-friendly savings for energy, the environment and eggplant. Yes, eggplant.This book is a useful tool for all who need help with financial planning at the beginning and intermediate levels.