Christmas has become so commercialized and too many people feel they have to go into debt to buy just the right gift for everyone. This book is full of practical and affordable ideas to keep Christmas spending down and to focus on the true meaning of Christmas. It includes lots of great recipes, decorating ideas, simple gift suggestions, ideas for home made gifts, as well as wonderful heartwarming stories of what others have done to keep Christmas meaningful. I will be keeping this book on my e-reader for future reference!
The author, Mary Hunt, is a well known financial adviser. Her tips can really help you as you try to conserve your money while still making those around you happy with just the right gifts.
I gave this book 4/5 stars. Part of this book is about ways to conserve money and part is about handmade and personal items you can make at Christmas time to save money. I have read other books by Mary Hunt and this one is not my favorite. It could have been shorter if she had just stuck with actual debt free tips and not all the gift ideas. That said it is a helpful book and you cannot help but learn something from her many tips.
I would like to thank the publisher for the copy of this book I enjoyed reading. I gave an honest review based on my opinion of what I read.
In this difficult economy, it is wonderful to see a book focused on avoiding financial catastrophe at Christmas time. Mary Hunt, a well-known Christian financial expert, helps us avoid the traps of consumer spending. She knows the emotion and desperation of how much we want to buy presents, and lots of them, for our loved ones. Somehow, she guides us away from this kind of destructive thinking. She makes us look at what overabundance does to our families and to our financial stability.
The book contains 18 chapters, covering topics about our shopping attitude, finding cash, giving gifts that cost little or nothing, traditions, and so much more.
At the end of each chapter, there is a sweet letter from a reader. These are memories or ideas from their own homes of pleasant Christmas gifts or traditions that don't cost much money.
Some helpful quotes from the book:
p. 31 - "Debt is the result of reacting impulsively."
p. 40 - She encourages savings by talking about the old fashioned Christmas club accounts. "As little as ten dollars a week would result in a check for five hundred dollars."
Debt - Proof Your Christmas is a tremendous tool for planning a peaceful, stress -free Christmas. It is a book you will pull out year after year, to keep you on track.
*Disclosure - I received this book for review purposes.*
Christmas arrives every year right on scheduleÃ¢â¬âsame date, same expectationsÃ¢â¬âand every year right on schedule, many of us are trying to add more events to our schedule, more gifts to our list and more money to our credit cards.
Mary Hunt, Founder of Debt-Proof Living, remembers the worst Christmas she ever had in her book, "Debt-Proof Your Christmas." After hiding bills from her husband to have enough money to spend on Christmas presents, it wasn't enough. With every credit card maxed and no extra money, Hunt took drastic measures which just mad e matters worse.
Making poor financial decisions around Christmas is easy to do. The best advice from Hunt's book is to have a spending plan. She guides you through a process of how to decide how much you can spend without causing additional stress. Several chapters are devoted to homemade Christmas gifts with recipes and instructions as well as a family fun chapter which lists free activities your family can participate in together which will add joy to the holiday season and create lifelong memories.
Disclosure of Material Connection: I received this book free from Baker Publishing Group in exchange for an honest review. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising."