Shortly after my wife and I got married ten years ago, someone gave us a copy of The Total Money Makeover by Dave Ramsey. However, I only opened it up to read it in January of this year. My wife had started reading it a lot earlier than I did and my only regret is that I did not read it sooner.
This book delivers some excellent advice, and the what makes this book great is that it will work for any level of income. He covers the obstacles that stand in the way of financial success: denial, debt myths, money myths, ignorance, and keeping up with the Joneses.
He covers such topics as saving, buying cars, credit cards, student loans, and just about everything you can think of dealing with finances. The motto is IF YOU WILL LIVE LIKE NO ONE ELSE, LATER YOU CAN LIVE LIKE NO ONE ELSE.
I like the book because he gives a formula that works and one that does not cut out personal responsibility. And, Dave is a Christian, so he puts God first and recommends the same to his readers.
This book has been a great help to me. Although we are not debt free yet, we are working on it and although I don't know everything there is to know about finances we know a lot than we did thanks to this book!
My husband and I heard about Dave Ramsey and decided to check out a couple books from the library. We started reading and were hooked. We bought this book so we could have our own copy as we continue on our journey of financial fitness. Highly recommend for anyone wanting to change their life!