Get through all the myths and misconceptions of obtaining wealth and financial stability. Dave Ramsey takes readers through a nuts and bolts tactic to getting rid of debt and finding financial well-being. Gain hope and expose the ruse of the "American dream." Uncover the pitfalls of cash advances and even debt consolidation. It's a must-have guidebook for any family wanting to stay financially fit. The success stories speak for themselves and you'll be one of them with an approach that works every time.
The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.
Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don’t even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They’re broke!"
The Total Money Makeover isn’t theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.
Average Rating: 5 out of 5 stars(5 out of 5 stars)
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5 out of 5 stars
Reviewed by Anna Migliorini (Aliso Viejo, CA), August 12, 2009
Nuts and bolts it is. Following these steps will prove challenging, yet will be well worth it. Looking forward to actually living the American Dream.
5 out of 5 stars
Reviewed by Elizabeth Stewart (Everett, MA), June 30, 2009
I could'nt put this book down as i wanted to get started on the program right away...
My husband has agreed to do the makeover with me ( shocking) and we have signed up with the program for 1 year. I have so many friends and relatives who need this program and would also like to have this introduced to my church family.
5 out of 5 stars
Reviewed by Phyllis Webb (Clarkesville, GA), June 12, 2009
Even though I haven't finished the entire book, I like what I have read. I think anyone who has to budget would benefit from this book.
5 out of 5 stars
Reviewed by Annette (Silver Springs, NV), March 03, 2009
I had seen this book for awhile on shelves, but hadn't heard of Dave Ramsey, so I didn't buy it. Well, a friend mentioned it to me a little while ago, and told me how excited she was to get motivated to get out of debt, so I went ahead and bought it.
I really like it! I am thankful that I bought it, only wish I would have read it about 20 years ago!!!!
He really makes you think about the future, and not just what's happening in your bank account today! Great resource!!!
I love the testimonials, and can't wait to be one!!!!
5 out of 5 stars
Reviewed by Me (mi), February 20, 2009
this book is for everyone teenager to senior. Dave Ramsey is a has been there, done that, and will help you get your finances in order. He has a detailed plan and if you follow it it will not fail. We payed off our car and got our emergency fund started. Buy this book.
4.5 out of 5 stars
Reviewed by Dee Harper (Ocilla, GA), February 17, 2009
Wonderful and informative, interesting; a plan I intend to follow and get my daughter that is about to get married to read and follow it.
4.5 out of 5 stars
Reviewed by Arlene Winger (Thornton, On,), December 26, 2008
I bought this for my husband who enjoys listening to Dave Ramsey's talk show on the radio. Not only is he reading it, I've started reading and am quite enjoying it.
I personally enjoy the testimonies and the easy-to-read format.
5 out of 5 stars
Reviewed by Diana Partridge (Harvest, AL), August 06, 2008
One of my son's has been trying to interest me in Dave Ramsey's Financial Freedom classes. I had planned to start one this fall and had been watching the show and hearing reference to this book on the show. When I saw the offer I thought that must be a Dave Ramsey Deal and ordered. What I read so far makes very good sense. I do know everyone could benefit in someway from reading this book.
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