Get through all the myths and misconceptions of obtaining wealth and financial stability. Dave Ramsey takes readers through a nuts and bolts tactic to getting rid of debt and finding financial well-being. Gain hope and expose the ruse of the "American dream." Uncover the pitfalls of cash advances and even debt consolidation. It's a must-have guidebook for any family wanting to stay financially fit. The success stories speak for themselves and you'll be one of them with an approach that works every time.

The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.

Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don’t even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They’re broke!"

The Total Money Makeover isn’t theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.

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