Pocket Your Dollars: 5 Attitude Changes That Will Help You Pay Down Debt, Avoid Financial Stress, and Keep More of What You Make
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Number of Pages: 224
Vendor: Bethany House
Publication Date: 2012
|Dimensions: 8.50 X 5.50 (inches)|
Availability: In Stock
Pocket Your Dollars: 5 Attitude Changes That Will Help You Pay Down Debt, Avoid Financial Stress, & Keep More of What You Make - eBookCarrie RochaBethany House / 2012 / ePub$8.89 Retail:4 Stars Out Of 5 6 Reviews
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Countless free budget plans are available for every possible income level and stage of life. So why do more than 60 percent of U.S. households still live paycheck to paycheck? The key to financial stability and success isn't just about money--it's about attitudes.
Rocha uses the lessons she learned overcoming personal debt to teach readers how to triumph over the lies we tell ourselves, such as "I deserve a treat," "Fake it till you make it," and "I can't afford it." Each chapter uses real-life examples to explain faulty thinking about money, followed by step-by-step instructions for how to overcome these pitfalls. Budgets are helpful, but real change won't happen without a financial attitude adjustment.
IreneUnited States4 Stars Out Of 5Practical AdviceJuly 26, 2013IreneUnited StatesQuality: 4Value: 4Meets Expectations: 4
This book has plenty of tips on ways to save your money and not overspend. The best parts of the book are the many examples. You will most likely find some story that you can relate to. Whether it is how to not treat yourself to something every time you get a paycheck to learning how to set money aside before it goes into your spending account you will get practical advice in the book. I gave this book 4/5 stars. I liked how easy it was to read and follow. I actually got bored a few times and that is why I gave it a lower rating. I would recommend this book to anyone who is interested in learning ways to save and stay on a budget.
I would like to thank the publisher for the copy of this book I enjoyed reading. I gave an honest review based on my opinion of what I read.
katiespenGreer, SCAge: 25-34Gender: female4 Stars Out Of 5Pocket Your Dollars Makes Lots of SenseApril 6, 2013katiespenGreer, SCAge: 25-34Gender: femaleQuality: 4Value: 4Meets Expectations: 5
In Pocket Your Dollars, Carrie Rocha sets out a clear path to creating a budget that works for your lifestyle.
This book is not meant to help you learn how to budget. Instead, it helps you to change your mindset, your focus, your attitude, and your goals so that you will be able to sit down and make a budget that will stick with you.
Rocha's candidness about her own struggles with debt helps to give her credibility and adds to the enjoyability of the book. I liked this book so much that I am encouraging my husband to read it, so we can start to put some of her methods into practice.
I would definitely recommend this book to anyone who wants to live debt-free or who just wants to feel financially independent.
*Disclaimer - This book was provided to me by Bethany House Publishers for my review. All opinions are my own.
cottagegrovebloggerAge: 45-54Gender: female3 Stars Out Of 5Great for attitude changesMarch 7, 2013cottagegrovebloggerAge: 45-54Gender: femaleQuality: 4Value: 4Meets Expectations: 4
This was a great book to teach you attitude CHANGES, not how to save money. Once you make the decision that you want to get out of debt and stay out of debt for the rest of your life, then this is a great book to start you on your journey. It's not about how much money you make but rather what you do with it. This book gives you the attitudes and adbice on how to make these changes in your life. I would recommend this book for anyone who is interested in paying down their debt, and anyone who is interested in changing their attitudes about money. This book teaches you how to separate out your expenses into manageable chunks and easy to understand terminology. I LOVED at the end of the book where the author shares her coupon filing system and coupon clipping ideas. I would recommend this book to my friends.
DorieAge: 35-44Gender: female4 Stars Out Of 5Good explanation of money attitudesFebruary 28, 2013DorieAge: 35-44Gender: femaleQuality: 4Value: 4Meets Expectations: 4
The book begins with the author's personal experience of getting out of debt. Without this personal touch, I am not sure I could have read the book as easily. After all, when a person writes some ways to get out of debt, I need to know they were once there. It lends credibility, real life experience, and encouragement to the words.
The book was interesting and informative. Examples and solutions are scattered throughout the chapters.Through it all, Rocha seems to offer a hand up and out. It is not a commiserating I'm-right-there-with-you-let's-stay-here-and-be-victims kind of sympathy. No, it is more of an I've-been-there-and-let-me-show-you-it-is-possible-to-get-out kind of sympathy.
Overall, the book was good. It clearly presents the attitudes and changes effectively. It was helpful to read. However, for me it lacked a Biblical perspective of stewardship. I would have liked to read about these money attitudes with a more Biblical view. This of course, is just my personal preference.
I received a copy of this book from the publisher in exchange for a review.
Karen1356NYCAge: 25-34Gender: female5 Stars Out Of 5Realistic Look at a Financial MakeoverFebruary 12, 2013Karen1356NYCAge: 25-34Gender: female
In Pocket Your Dollars, Carrie Rocha's approach to financial success is right on the money.
The book is divided into three sections:
1. The five attitudes that must go
2. Skills you need to change your attitude
3. Now that you're ready, some simple budgeting advice
Unlike other financial help books, Pocket Your Dollars begins with the crux of the matter-one's outlook towards money. Without properly assessing one's attitude regarding money, any attempt to remedy one's financial situation will be thwarted rather quickly.
In the first section, the author provides an assessment of one's attitude after each chapter concerning the five attitudes that must go. This evaluation provides insight for the reader to know which areas to focus on.
The author does not leave us with just an assessment of our attitude but also the skills necessary to change the attitude. She focused more on what one should do instead of a long list of don'ts. This, alongside the authors personal account of her journey to being financially debt free, kept the reader motivated and encouraged.
The last section provided useful resources and tips to further implement the changes aforementioned throughout the book. The author made it a point to leave this for the last section instead of the first one surmising that if left untreated, the bad attitude would eventually deplete any money that was found through budgeting, sales, or couponing.
Whereas I would have liked to read more Biblical references throughout her journey and the Bible as one's ultimate handbook regarding money, I would recommend this book for those looking to have a financial makeover.
I received this book for free from Bethany House for this review.
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