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    4.7 Stars Out Of 5
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    1. USA
      4 Stars Out Of 5
      A great tool for a fresh start in 2012
      January 2, 2012
      Cafe Lily Book Reviews
      USA
      Quality: 4
      Value: 4
      Meets Expectations: 4
      The Great Recession hit Americans like a bucket of cold water in the face. We awakened from a 35-year drunken credit orgy with a terrible hangover.

      7 Money Rules For Life

      Most Americans no longer have the luxury of being financially illiterate. Shocking statistics reveal that 77% of Americans are living paycheck to paycheck. Now more than ever, it is crucial that we get control of our finances and learn the basics of money management. This book shows you how to do just that.

      Mary Hunt, creator and editor of Cheapskate Monthly, compiles her years of financial expertise into this one book that will help springboard your journey to debt free living. Using guidelines and principals that she has personally applied to her own life, Mary teaches readers that mastering money isn't hard - it just takes training and discipline.

      Having navigated the choppy waters of living beyond her means, Mary quickly had to figure out how to manage money and manage it well. From her own personal failures, Mary created a system for her household that essentially evolved into her 7 money rules for life:

      1. Spend less than you earn

      2. Save for the future

      3. Give some away

      4. Anticipate your irregular expenses

      5. Tell your money where to go

      6. Manage your credit

      7. Borrow only what you know you can repay

      Mary states that you MUST master Rule #1, which is the hinge upon which everything else swings. Although a basic rule, the author is convinced that spending less than you earn is the only way to experience financial freedom.

      Devoted Dave Ramsey followers will find a few discrepancies between his financial advice and Mary's, but overall this book does offer a lot of wisdom and good advice, especially for those just getting started in money management.

      I think this book is a great tool for those wanting a fresh financial start in 2012.
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