4.1 Stars Out Of 5
4.1 out of 5
(6)
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(1)
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Quality:
3.8 out Of 5
(3.8 out of 5)
Value:
3.5 out Of 5
(3.5 out of 5)
Meets Expectations:
3.4 out Of 5
(3.4 out of 5)
78%
of customers would recommend this product to a friend.
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  1. SamanthaM
    5 Stars Out Of 5
    December 20, 2013
    SamanthaM
    Let me preface my review by saying I am a huge Dave Ramsey fan. If you know me well, you know I'm all about numbers, budgeting, saving, etc. I have listened to his radio show for years. Love Dave Ramsey's plan! I have already read The Total Money Makeover, but when I saw it up for review, it was a good time for a refresher. Dave's plan is really idiot proof. If you don't know anything about budgeting and need a place to start, get this book. Follow his plan. You will see results. It's a slow process, but stick with it. There have been times when I have tried to do things out of order of the baby steps, and boy, I have seen the repercussions. I have an accounting degree, but Dave makes this so simple anyone can do it. It is the book I probably recommend most to people. I have given people copies of it. I just cannot say enough good things about this book. I think my favorite quote of his is "If you will live like no one else, later you can live like no one else." My husband questions me sometimes when I throw a big snowball at our debt, and we are not out enjoying something frivolous. But I just reply, you'll thank me later.

    I received a free copy of the ebook for review from Thomas Nelson's Booksneeze program. The opinions expressed are my own.
  2. Monica H
    Atlanta
    Age: 25-34
    Gender: female
    5 Stars Out Of 5
    Solid Financial Advice
    December 10, 2013
    Monica H
    Atlanta
    Age: 25-34
    Gender: female
    Quality: 5
    Value: 5
    Meets Expectations: 5
    I recently finished reading The Total Money Makeover: Classic Edition by Dave Ramsey. Ramsey is a well-known financial expert and also has a popular radio show. In this book, he outlines the foundations for financial fitness. Common money myths are dispelled and he includes plenty of anecdotal real life stories from people who have made drastic, positive changes through use of his methods.

    I know who Dave Ramsey is and the basic tenets of his advice — no debt outside a mortgage, not using credit, utilizing a debt snowball to eliminate debt — but was not overly familiar with his methodology. I feel it's important to point out that I am not part of Ramsey's targeted audience for this book. My family is fortunate to not be in debt and we follow a written budget (another thing Ramsey recommends). However, we have many years until retirement — so I was curious to read this book and see how we could improve upon what we are already doing.

    With the caveat that I am not the book's targeted audience — I was a bit disappointed by what I read. I was hoping to learn more about Ramsey's methods and how to apply them. Instead, this book largely focuses on helping people understand many common money myths and why they are myths. I would say that this book provides a foundation for financial fitness rather than the blueprint for actually doing it. (I read a few reviews after reading the book, and it sounds like Dave Ramsey's Financial Peace may provide more of the budget blueprint I was hoping to review in The Total Money Makeover.)

    Just because the book was a bit disappointing to me does not mean that it is a disappointing book. In fact, I think it is an excellent book and I would highly recommend it for someone who is looking to make positive financial change. Ramsey does an excellent job outlining basic principles in clear, no-nonsense language. I would even go so far as to say that this book should be required reading for teens.

    I received a free copy of this book from BookSneeze in exchange for an honest review.
  3. Michelle
    Age: 18-24
    Gender: female
    5 Stars Out Of 5
    Excellent, Biblical, Financial Advice
    January 8, 2018
    Michelle
    Age: 18-24
    Gender: female
    Quality: 0
    Value: 0
    Meets Expectations: 0
    Easy to follow, simple steps to giving your finances over to God and following Biblical wisdom, not just worldly wisdom with the money God has given to us. It really helped my husband and I get on the same page about money, which is huge when money is one of the biggest causes of divorce. Anyway, it helped both of us to graduate from college without any student debt and to buy our first home without a mortgage, just cash. We definitely do a lot of budgeting now, and it helps us honor God and be mindful of how we use it all.
  4. The Happy Reader
    Columbia, TN
    Age: 35-44
    Gender: female
    5 Stars Out Of 5
    Easy to Apply
    November 24, 2013
    The Happy Reader
    Columbia, TN
    Age: 35-44
    Gender: female
    Quality: 5
    Value: 5
    Meets Expectations: 5
    I've always been a firm believer that God is the One truly in control of our lives and that whatever happens, good or bad, we can learn from it and help others learn from our own experiences. Only, it seems that people are only willing to listen if what we've been through is particularly bad, whether it be abuse, alcohol, or as in this case, financial. Curse this sick part of humanity, but it's called negative reinforcement. Sometimes-most times-we must hurt before we will learn an important lesson.

    This is the driving force behind Mr. Ramsey's book. Taking what he learned when he toppled and fell off the financial pedestal, he offers readers a new perspective on something that affects every one of our lives. Money.

    I don't listen to his radio show. I have never been a 'follower' of his system (because I didn't really know what it was), but, being on one income with two children, I have always been frugally minded. I have thoroughly enjoyed this book. What began as an experiment to see exactly where our money was going and how we could do things better, has now grown into a new way of living, spending, and saving. We are/were not in a terribly bad financial situation as most of the people in this book were/are, but if there's a way we can better use our money? Yeah. I'm going to use it.

    I definitely learned a lot from this book and have begun to apply the easy principles behind it.
  5. Dorie
    Age: 35-44
    Gender: female
    5 Stars Out Of 5
    More Than How to Get Out of Debt
    October 23, 2013
    Dorie
    Age: 35-44
    Gender: female
    Quality: 5
    Value: 5
    Meets Expectations: 5
    The book begins by debunking commonly held beliefs about money. As most of these were not new to me, I was not overtly surprised or offended by his stance on myths like "debt is a tool and should be used to create prosperity," and "playing the lottery and other forms of gambling will make you rich." What I really appreciated was how he confronted these myths with facts and common sense.

    Following the myths, Ramsey helps readers clear two other hurdles as he calls them. Having no knowledge of finances is no excuse for making poor decisions. Ramsey pleads with readers to learn and keep learning about money and how to use it. The second hurdle has to do with others, including our incorrect assessments of other people's financial success and peer pressure. Both of these hurdles can and will impede financial progress. Once a reader clears these, the steps to financial freedom begin.

    Just like the initial portion of the book, the steps are presented in a clear, concise manner. Ramsey offers readers a step by step method to save money and pay off debt. This is not just save a little money and pay off a little debt. No, Ramsey presents a method to pay off all debt, including a mortgage, and save a lot of money.

    Ramsey recommends, or maybe insists, you cut up all credit cards and stop borrowing money from anyone, anywhere. In a debt laden society, this move is not usually promoted, even by 'financial experts.' We are usually told to keep one for emergencies. Ramsey follows a different path. He tells us to save up an emergency fund. His advice doesn't stop there. Ramsey also shares how to pay off your mortgage, save up money for large purchases like cars and college tuition, and live off your own money during retirement.

    Throughout the book, Ramsey does include some special circumstances like what to do if you are beginning the plan a decade before retirement or what to do if you are in the middle of "snowballing" your debt, but you suddenly need to pay a large unexpected bill. His advice is the same no nonsense answer one would expect from his stance on money.

    The concluding chapters hold the heart and motive for following these steps: the financial freedom to do what you want with your money. Ramsey sums it up with three words: "fun, invest, and give." I greatly appreciated his thoughts on wealth based on stewardship and blessing rather than greed and the importance of giving to others.

    The newest printing of The Total Money Makeover includes personal testimonies from people who have been through either the entire plan, or a good portion of it, and are experiencing a 'financial peace' like never before. These encouraging stories urge readers forward in their own journey.

    Overall, this book is full of consistent and clear financial advice.

    I received a copy of this book from the publisher in exchange for a review.
Displaying items 1-5 of 9
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