1. Have you ever experienced financial hardship as a result of circumstances beyond your control? Or someone else’s poor spending habits? Or your own? How did you feel?
2. Why do you think Elsie Rigsby made such a desperate decision? Why do you think she regretted it even though she never got caught?
3. Did Elsie’s sin have an impact on her relationship with the Lord? With Arnie? Harry? Jonathon? Sally? Karen? Jeffrey?
4. Do you think God overlooks desperate behavior the times we deceive ourselves into thinking the ends justify the means? Why or why not?
5. Could you relate to Sally’s financial despair? Her anger at Sam? at God?
6. At what point did Sally’s thinking get her into trouble? What should she have done?
7. If you had been in Sally’s shoes, how tempted might you have been to keep Elsie’s money? If it had been a hundred dollars instead of one hundred and twenty- five thousand, would it make any difference in your choice?
8. Did you feel compassion for Harry Rigsby? To what extent were his choices influenced by his upbringing? His own greed?
9. Do you think (be honest) there are times when money makes people happy? If so, explain.
10. Do you think Malachi 3:8-12 is a call for believers to tithe? If so, why? And what do you believe are the benefits?
11. Which aspect of your finances do you find the most difficult to trust the Lord with? The easiest? Do you think believers should handle finances differently than unbelievers? If so, in what way?
12. What do you understand from Matthew 6:21: “For where your treasure is, there your heart will be also”? Can you look at your life and tell where your heart is? Can others? Should they be able to?
13. What character’s struggle could you best relate to? Why?
14. What character’s struggle could you relate the least to? Why?
15. What did you take away from this story?